Center for Advancing Financial Education

Providing equitable access to financial education within the OSU community and across Oregon.


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Open to all students and Oregonians

CAFE is for Everyone. 

The Oregon State University Center for Advancing Financial Education (CAFE) is housed in the College of Business and is your one-stop financial wellness center, providing services to the OSU community and beyond.

We understand that everyone’s financial situation is unique—we are here to provide advice; help you get the resources and information to navigate college; and/or make sound financial decisions. We provide free services such as, self-study modules and coursework. Topics include paying for college and all that it entails (billing, financial aid, scholarships, resources, and more), creating a budget, post-college financial planning and much more!

Do you have any questions or comments for us? Email us at

Talk with an advisor

Meet with a CAFE advisor to talk about your paying for college and other financial literacy needs.
Can't find a time that works for you? Email us at

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Learn at your pace

Access our free, self-study learning modules that provide financial education on a variety of topics like paying for college, building credit, renting, and much more.

Access Learning Modules

Take our course

Financial Literacy for College Life (BA 140) is a two-credit, online course for non-business students that provides a financial foundation for their academic career and beyond, and could be quite valuable for students that are early in their OSU career.

Learn More About BA140

What We Do

Financial literacy education empowers students and their families.

Peer advising: We have student peer advisors trained to provide advice and support for basic financial education.

Professional advising: We provide guidance and resources on more complex topics related to paying for college as well as general personal financial well-being.

Presentations: We provide financial education presentations on FAFSA, scholarships, budgeting and other financial topics.

Pre-college programming: We partner with K-12 programs including Junior Achievement, 4H and Financial Beginnings to provide information on paying for college, financial planning, budgeting, student loans, FAFSA workshops and pathways to college.

Online OSU class: We offer a two-credit online course for non-business majors, Financial Literacy for College Life (BA 140). 

On-demand education: We have free, self-service financial literacy learning modules, some of which are customized for OSU students. 

A mentor works with a student


62% of Oregonians spend more than they earn, while 29% of Oregonians don't have enough cash to cover a $2,000 emergency.


70% of OSU students believe finances may interfere with their ability to graduate while 54% of Millennials express worry about their ability to pay back student loans.


33% of adults worldwide can demonstrate an understanding of basic financial concepts.

Financial Education Modules

Access our free, self-study learning modules here – or find a topic of interest below to get started. Please know that we are continuously building educational content and expanding our modules. If there is a financial topic you'd like to learn about or have questions about, please reach out and let us know:

Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting and investing. Financial literacy is the foundation of your relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be because education is the key to success when it comes to money. [source]

This module offers an overview of all things related to paying for college in one spot.

Part of being a savvy student is understanding ways to save and where to go to find more funds if they are needed. Learn tips and tools that can be helpful moving forward.

Find financial information specific to your situation as an Oregon resident or non-resident student who is eligible to complete the FAFSA. The Free Application for Federal Student Aid (FAFSA) is the application for federal student aid. There are state-funded programs and institutional (OSU) specific funds that can be awarded through the FAFSA, too.

Scholarships exist for so many reasons and come from so many sources. Learn more about scholarships – institutional or private – ranging from tips on where to look, staying organized in your search and more.

It's important to know the steps to repaying your students loans and when you need to start. Learn the important details about this process.

Budgeting is a tool that can help you achieve your goals. If you have never budgeted or created a financial plan before, that's fine. But what is a better time than now to start? You can begin small and adapt your budget over time, and it is a very good habit to form. Maybe you have budgeted in the past, but this is a chance to brush up or learn something new.

This is a critical time for you to set yourself up for the lifestyle that you want to live – and your credit score and credit history are a part of accessing the lifestyle you desire. Explore a history of modern-day credit, foundational acts guiding the laws about credit in the United States, what credit is, how a credit score is assessed, how to access your credit score, actions you can take now to build healthy credit and more.

Learn the financial basics of investing, savings, retirement and more.

There are some things you should consider when deciding to rent: How much can you afford? What are the questions you should be asking before you move in? What are your rights as a renter? Explore these questions and more.

Being a victim of identity theft or scams can have profound impacts on a person's life and well-being, financially and emotionally. There are steps you can take now to gain awareness of pitfalls, so learn what you can.

Learn the basics of our tax system from foundational moments in U.S. history; explore how taxes are collected and spent, from tax brackets, deductions and credits to filing a tax return and other topics.

Understand what the different financial institutions are and how they are used by individuals to create, protect and grow wealth.

Studying abroad provides an immersive learning experience that can be exciting and intimidating, but there are so many resources that can help you navigate your expectations. Start planning early and take advantage of this once-in-a-lifetime opportunity.

College of Business students working in class
We're in WUE!

Out-of-State Discounted Tuition Opportunity

Oregon State University is part of the Western Undergraduate Exchange (WUE) network, a partnership that helps students in 18 U.S. states and territories with paying for college. WUE allows us to offer a tuition discount — the WUE scholarship — to out-of-state students. WUE limits non-resident tuition as a College of Business student to no more than 150% of in-state tuition rates; this translates to nearly $15,000 of savings per year. If eligible, when you apply to OSU, you'll be considered automatically for this scholarship.

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