CAFE

Center for Advancing Financial Education

Open to all students and Oregonians

CAFE is for Everyone. 

The Oregon State University Center for Advancing Financial Education (CAFE), housed in the College of Business, provides research-based financial literacy services and support to students at OSU and to communities across the state through workshops, self-study modules, coursework and one-on-one advising.

Vision: CAFE provides equitable access to financial education, and advice and support to elevate financial well-being within the OSU community and across Oregon.


Questions? Just want to talk to a real person? Email us!

 

Schedule an Appointment

OSU Student?
Meet with a professional or peer advisor to talk about your paying for college needs. Need help? Check out this scheduling guide.

Schedule an Appointment >

Not a student?
Schedule an appointment by emailing cafe@oregonstate.edu.

 

Learn with us

On-demand
Access our free, on-demand financial literacy learning modules

Enroll
Enroll in our two-credit online course for non-business majors – Financial Literacy for College Life (BA 140).

 

Meet our Team

Professional and student staff
Our advisors undergo extensive and ongoing training on financial literacy – with an emphasis on paying for college – and are guided by advising best practices.

Meet us >

What We Do

Financial literacy education empowers students and their families.

Peer advising: We have student peer advisors trained to provide advice and support for basic financial education.

Professional advising: We provide guidance and resources on more complex topics related to paying for college as well as general personal financial well-being.

Presentations: We provide financial education presentations on FAFSA, scholarships, budgeting and other financial topics.

Pre-college programming: We partner with K-12 programs including Junior Achievement, 4H and Financial Beginnings to provide information on paying for college, financial planning, budgeting, student loans, FAFSA workshops and pathways to college.

Online OSU class: We offer a two-credit online course for non-business majors, Financial Literacy for College Life (BA 140). 

On-demand education: We have free, self-service financial literacy learning modules, some of which are customized for OSU students. 

A mentor works with a student

62%

62% of Oregonians spend more than they earn, while 29% of Oregonians don't have enough cash to cover a $2,000 emergency.

70%

70% of OSU students believe finances may interfere with their ability to graduate while 54% of Millennials express worry about their ability to pay back student loans.

33%

33% of adults worldwide can demonstrate an understanding of basic financial concepts.

Online OSU Class

Financial Literacy for College Life (BA 140) is a two-credit, online course for OSU students that equips you for a lifetime of personal finance decisions.

Learn how to develop a financial plan, create a budget, pay for college, manage your credit, buy a car and more. This course is for non-business majors as all business students receive extensive financial-literacy education through their required college coursework.

Learn More Here

A student studying outside

On-Demand Education

Access free, self-study, financial literacy learning modules here – or find a topic of interest below to get started. Please know that we are continuously building educational content and expanding our modules. If there is a financial topic you'd like to learn about or have questions about, please reach out and let us know: cafe@oregonstate.edu.

Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting and investing. Financial literacy is the foundation of your relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be because education is the key to success when it comes to money. [source]

This module offers an overview of all things related to paying for college in one spot.

Part of being a savvy student is understanding ways to save and where to go to find more funds if they are needed. Learn tips and tools that can be helpful moving forward.

Find financial information specific to your situation as an Oregon resident or non-resident student who is eligible to complete the FAFSA. The Free Application for Federal Student Aid (FAFSA) is the application for federal student aid. There are state-funded programs and institutional (OSU) specific funds that can be awarded through the FAFSA, too.

Scholarships exist for so many reasons and come from so many sources. Learn more about scholarships – institutional or private – ranging from tips on where to look, staying organized in your search and more.

It's important to know the steps to repaying your students loans and when you need to start. Learn the important details about this process.

Budgeting is a tool that can help you achieve your goals. If you have never budgeted or created a financial plan before, that's fine. But what is a better time than now to start? You can begin small and adapt your budget over time, and it is a very good habit to form. Maybe you have budgeted in the past, but this is a chance to brush up or learn something new.

This is a critical time for you to set yourself up for the lifestyle that you want to live – and your credit score and credit history are a part of accessing the lifestyle you desire. Explore a history of modern-day credit, foundational acts guiding the laws about credit in the United States, what credit is, how a credit score is assessed, how to access your credit score, actions you can take now to build healthy credit and more.

Learn the financial basics of investing, savings, retirement and more.

There are some things you should consider when deciding to rent: How much can you afford? What are the questions you should be asking before you move in? What are your rights as a renter? Explore these questions and more.

Being a victim of identity theft or scams can have profound impacts on a person's life and well-being, financially and emotionally. There are steps you can take now to gain awareness of pitfalls, so learn what you can.

Learn the basics of our tax system from foundational moments in U.S. history; explore how taxes are collected and spent, from tax brackets, deductions and credits to filing a tax return and other topics.

Understand what the different financial institutions are and how they are used by individuals to create, protect and grow wealth.

Studying abroad provides an immersive learning experience that can be exciting and intimidating, but there are so many resources that can help you navigate your expectations. Start planning early and take advantage of this once-in-a-lifetime opportunity.

Contact us

cafe@oregonstate.edu

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